Wind mitigation in West Central Florida

Wind mitigation is the process of adding features to your home that help withstand or increase resistance to high winds caused by a major storm or hurricane. It can also protect your family in the event of a major storm. Without the right roof installation, “Gone with The Wind” may be more than just the name of a classic movie.

According to the Florida Division of Emergency Management, 15% to 70% of home insurance premiums in Florida can be attributed to wind-damage risk. While there is an upfront cost involved, outfitting your home with wind mitigation features can result in significant long-term savings.

Wind mitigation can earn you an insurance discount

Every home insurance company in Florida must offer wind mitigation discounts. All residential structures including single family homes, condos, townhomes and apartments qualify for premium credits.

Wind mitigation credits were mandated by the Florida Legislature several years ago, and they earn premium discounts for construction methods within your roof that resist damage by wind. There are several categories of credits, and within the several categories there are several levels of discounts. The age of the home and roof will be examined and inspectors will also be noting and taking photos of the roof deck attachment, roof to wall connection, roof shape and the existence of a secondary water resistance barrier.

Your wind mitigation inspection and report

The wind mitigation inspection is primarily concerned with when the roof covering  (shingles, tile, etc.) were installed (2002 and after gets a credit), roof deck attachment (how the roof’s decking was attached to the truss below, ie. nails or staples) and how the roof truss is connected to the walls of the home.

At KCG Construction & Roofing, we are wind mitigation experts. With your new roof, we’ll prepare a wind mitigation inspection report for you, complete with the required photos. All you have to do is mail it off to your insurance company.

Quality components

A lot of different quality components go into our premium roofing system, including a secondary water barrier, a polymer bitumen underlayment, a starter strip, better stainless steel nails so there’s no rusting.

Roof-to-foundation and roof-to-wall anchoring

We will reinforce your home’s walls to the roof and foundation to establish a continuous load path. This enables the outer structure of your home to resist strong winds.

An important indicator of your home’s strength is how your roof truss attaches to the walls. When securing a roof truss to the wall, options include nails, hurricane clips, single wraps, and double wraps. The more expensive options such as clips, straps, and wraps can result in the most insurance savings.

In the past, rafters and trusses were often fastened in place with toenails, which was easily compromised in gale-force winds. Even after hurricane clips became popular, some roofers only put them on every other truss or rafter, while others used too few nails.

Water barriers

We will seal your roof deck, or the layer in between the primary structure and the insulating layer of your roof, to prevent water intrusion that may otherwise occur if roof shingles blow away in extreme wind or from flying debris. This also provides an extra layer of insulation, making your home more energy efficient. Credits are given for the length of nails used as well as their spacing on the roof deck. The longer the nail and the closer the spacing, the more credits your insurance carrier will offer. If your home has a secondary barrier to prevent water damage, you can apply for this specific credit as well.

We meet your roofing needs in three simple steps


  • $0/mo
  • Our project manager meets with you to discuss your roofing needs and recommend solutions.



  • $0/mo
  • We present our free estimate, financing options, and book your job when you’re ready.



  • $0/mo
  • Our professionals complete your roof repair or installation. You enjoy the benefits of a quality roof.


We stand by our customers. We back our work.

You are our number one priority from the moment you call us to the time your project is complete. When you choose one of our Owens Corning roofs, we back it with a 50-Year Platinum Warranty that includes materials and labor. In addition, we are so confident in our workmanship that we also give you an in-house leak guarantee as well. While we cover your home with a beautiful roof, most importantly, we cover you.

Financing available

Easy payment options. No credit check. No prepayment penalties.
Senior and military discounts available.
To keep monthly payments low, you can finance for up to 25 years

Where quality is a family tradition

Owner Gene Kennedy has more than 25 years of experience as a contractor and builder. Our roofs are backed by a 15-year leak-free guarantee, the highest in the industry. and we offer 100% satisfaction.

There is a difference in roofers. Choose wisely.
Not all roofers are the same. We have been family owned and operated for over 40 years, and uphold unparalleled high standards for professionalism, reliability and craftsmanship. If you have a structural problem beneath your roof, our carpentry pros can handle it with the same quality and expertise. Contact us today for your next roof repair, tile roof, shingle roof, flat roof or wind mitigation needs.  

The dark truth about the Sunshine State
Having a good roof over your head is important wherever you live, but perhaps even more so when you live in Florida, with the extreme heat, tropical rains, and of course, the threat of hurricanes.

We have been installing quality tile, asphalt shingle, and flat roofs for decades here in Florida, where we work and live. We know from experience what holds up and what you need to weather the storms. You can also count on us for excellent maintenance and repair of all these types of roofs.

You will find our quality work all over West Central Florida, including Tampa, St. Petersburg, Sarasota, Bradenton, Clearwater, Lakeland, Largo, Port Charlotte, Venice, Valrico, Dunedin, Tarpon Springs, Apollo Beach, Oldsmar, Parrish, Safety Harbor, Sun City Center, Anna Maria, Ellenton, Brandon, Belleair Beach, North Port, Punta Gorda, Plant City, Seminole, Longboat Key, Lake Wales and all points in between.